Information Systems Auditing and Cyber-Fraud Prevention in the U.S. Banking Sector: A Comprehensive Framework for Digital Channel Security. gjstudies, [S. l.], v. 1, n. 1, p. 17, 2018. Disponível em: https://gjrstudies.org/index.php/gjstudies/article/view/15.. Acesso em: 28 jan. 2026.